The amount you receive on retirement will depend on the type of retirement:

• ill health retirements: you can be granted additional service and your benefits will not be reduced for being paid before normal pension age, as your employer picks up all of the cost of your benefits being paid out at the time of your ill health
• redundancy retirements: if you have 2 years’ pensionable service and are 55, there is a cost to your employer of your benefits being paid out at the time of your redundancy and you can be granted additional service
• retirements you elect for and flexible retirements that your employer grants permission for are based on your pensionable pay, your pensionable service and when you take your benefits.

More information about the types of retirement is in our Guide to the LGPS.

Ill health retirement

If you have two years’ pensionable service and you think that an independent medical practitioner might be able to certify that you are permanently unable to do your own job, you could approach your employer about granting you an ill health retirement. Depending on your future prospects of working, you could be granted additional pensionable service and your benefits will not be reduced for being paid before normal pension age.

More information about ill health retirement is in our Guide to the LGPS.